A properly designed and implemented LIRP (Life Insurance Retirement Plan) can be a very powerful tool to help you insulate your finances against the likelihood of higher taxes in the future. If you have not already done so, we recommend reading Look Before You LIRP, by David McKnight.  This book goes into excellent detail about this strategy.


Frequently Asked Questions

What is the difference between the Select, Bonused, and Standard allocation options?

Select index allocations include a 40% guaranteed interest rate bonus and 1% annual asset charge, Bonused index allocations include a 15% guaranteed interest rate bonus, and Standard index allocations do not include an interest bonus.